Empowering growth, transforming lives, building future.

Providing disciplined credit facilities, structured wealth management, and enterprise-grade financial tracking for our esteemed members.

KSh 2.4B

Total Managed Assets

12.5%

Avg. Annual Dividend Yield

98.2%

Loan Recovery Rate

Tier 1

Regulatory Compliance

Structured Credit Facilities

Nufaika International provides highly competitive, transparent loan products designed to facilitate business expansion, asset acquisition, and personal development with rigorous structural integrity.

Enterprise Business Loan

Designed for established businesses requiring capital injection for inventory, expansion, or operational scaling.

  • Maximum Facility KSh 5,000,000
  • Interest Rate (p.a) 13.5% Flat
  • Maximum Term 48 Months
  • Guarantors Required 3 Minimum
  • Processing Fee 1.5%

Development & Asset Finance

Structured for land acquisition, construction projects, and high-value asset procurement.

  • Maximum Facility KSh 3,000,000
  • Interest Rate (p.a) 12.0% Flat
  • Maximum Term 60 Months
  • Guarantors Required 4 Minimum
  • Processing Fee 1.0%

Academic Financing Facility

Dedicated funds disbursed directly to educational institutions to secure continuous academic progression.

  • Maximum Facility KSh 500,000
  • Interest Rate (p.a) 10.0% Flat
  • Maximum Term 12 Months
  • Guarantors Required 2 Minimum
  • Processing Fee Waived

Institutional Wealth Management

Our cooperative framework ensures member deposits are managed with strict fiduciary responsibility, yielding substantial, consistent dividends.

Share Capital (Equity)

Core institutional equity granting members voting rights and annual dividends. Minimum statutory contribution required for all active members. Historical returns average 12-15% annually.

Standard Savings Deposits

Highly liquid deposits used as multipliers for credit facility applications. Savings dictate maximum loan thresholds (typically 3x savings multiplier) and earn conservative monthly interest.

Fixed Deposit Accounts

Locked capital reserves yielding premium interest rates. Available for terms of 3, 6, 12, or 24 months with guaranteed returns independent of cooperative operational performance.

Audit & Compliance

Our operations undergo strict quarterly external audits. The digital portal provides members with real-time, immutable transaction ledgers and automated statement generation for absolute transparency.

Initiate Your Membership

Join an institution that prioritizes financial discipline, growth, and transparency. Complete the preliminary application to begin the onboarding process.

Begin Application Process